Terms of service

Welcome to Swarnco. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our website or placing an order.

1. Acceptance of Terms

By accessing our website or purchasing products from Swarnco, you agree to these Terms of Service, our Privacy Policy, Shipping Policy, and Return & Refund Policy.

If you do not agree with these terms, please do not use our website.

2. Eligibility

By placing an order, you confirm that:

  • You are at least 18 years old or have permission from a parent or legal guardian.
  • The information you provide is accurate and complete.
  • You are legally capable of entering into a binding agreement.

3. Products & Pricing

We strive to ensure that all product descriptions, images, and prices are accurate. However:

  • Product colors may vary slightly due to screen settings.
  • Prices are subject to change without prior notice.
  • We reserve the right to modify or discontinue products at any time.

4. Order Acceptance

All orders are subject to verification and acceptance.

We reserve the right to:

  • Cancel or refuse any order.
  • Limit quantities purchased.
  • Cancel orders due to pricing errors, suspected fraud, or stock unavailability.

If your prepaid order is cancelled, a full refund will be processed.

5. Payment

We accept secure online payments through approved payment gateways and Cash on Delivery (COD), where available.

By making a purchase, you authorize us to charge the selected payment method for the total order amount.

6. Shipping & Delivery

Delivery timelines are estimates and may vary depending on your location, courier availability, weather conditions, public holidays, or unforeseen circumstances.

Swarnco is not responsible for delays caused by third-party courier partners.

7. Returns & Refunds

Returns and refunds are governed by our Return & Refund Policy.

Please review the policy before placing an order.

8. Intellectual Property

All content on this website, including:

  • Logos
  • Images
  • Product descriptions
  • Graphics
  • Videos
  • Text
  • Website design

is the property of Swarnco and may not be copied, reproduced, distributed, or used without prior written permission.

9. Prohibited Use

You agree not to:

  • Use the website for unlawful purposes.
  • Attempt unauthorized access to our systems.
  • Upload harmful software or malicious code.
  • Copy or misuse our content.
  • Interfere with the website's functionality.

10. Health & Wellness Products Disclaimer

Some products sold by Swarnco may relate to wellness or personal care.

These products:

  • Are not intended to diagnose, treat, cure, or prevent any disease unless specifically stated.
  • Should be used according to the product instructions.
  • Are not a substitute for professional medical advice, diagnosis, or treatment.

If you have a medical condition, are pregnant, nursing, or taking medication, consult a qualified healthcare professional before using any wellness products.

11. Limitation of Liability

To the fullest extent permitted by law, Swarnco shall not be liable for:

  • Indirect or consequential damages.
  • Loss of profits or business.
  • Delays caused by third-party service providers.
  • Product misuse or improper handling by customers.

Our maximum liability shall not exceed the amount paid for the purchased product.

12. Privacy

Your personal information is collected, stored, and processed in accordance with our Privacy Policy.

We are committed to protecting your privacy and maintaining the security of your personal information.

13. Third-Party Services

Our website may contain links to third-party websites or services.

We are not responsible for the content, privacy practices, or policies of those third-party websites.

14. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice.

Any changes will become effective immediately upon posting on this website.

15. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the competent courts where Swarnco is registered or operates.

 

By using our website or placing an order, you acknowledge that you have read, understood, and agreed to these Terms of Service.